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Document 1.1

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Document 1.3
OFFICIAL: Sensitive 
Personal privacy 
Attachment C - Calculations of Health Insurance Costs 
The amount the Claimants actually paid 
1. The Claimants had paid AUDs. 47F(1) between s. 47F(1)
(see Table 1). We calculated this amount based on the following:
a) The Claimants’ BVA came into effect in s. 47F(1) (at the expiry of their Retirement
visa), and therefore considered this as the starting point of detriment suffered; and
b) The sum of all the premiums paid between s. 47F(1)
 based
on rate rise letters provided by the Claimants.
The amount the Claimants ought to have paid 
2. Had the Department’s defective administration not occurred, we calculate that the
Claimants were likely to pay a ballpark figure of AUDs. 47F(1) in premiums (see Table 2).
We arrived at this amount be considering the following:
a) The Claimants confirmed that they now pay AUDs. 47F(1)
 in health
insurance premiums per month;
b) We deducted s. 47F(1) yearly rate rises cumulatively against AUDs. 47F(1) to estimate
the likely monthly premium from year to year; and
c) Multiplied the likely monthly premium by the number of months between s. 47F(1)
3. s. 47C(1)
However, the CDDA guidelines provides that offers of compensation are calculated
on the basis of what the decision maker considers is fair and reasonable in the
circumstances.
4. Based on the above, we calculate the amount payable to be AUDs. 47F(1) (being the
difference of the underlined values above).

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